Your offer, underwritten before the coffee's cold.

IDJ's lending desk moves at the pace real estate actually happens — after-hours document review, same-team closings, no waiting on a stranger to call back.

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6.42%

30-YR RATE

24HR

PRE-APPROVAL

340+

CLOSED

7/DAYS

DESK COVERAGE

LOAN PROGRAMS

Financing built for how you're actually buying.

CONV

Conventional

3–20% down, best long-run rate for strong credit.

FHA

FHA Loans

As low as 3.5% down for first-time buyers.

VA Loans

0% down for eligible service members and veterans.

JUMBO

Jumbo

Financing above conforming limits.

Ready to move when the moment's right.

A short call gets your file open — no obligation, no pressure, no business hours required.

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